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Blog /Business of software

Agency, freelancers or in-house: a cost comparison

MRMarcus Reed, Tech lead · Aug 26, 2026 · 8 min read
On this pageThe sticker price is not the costThe numbersWhen in-house winsBook a call →

The sticker price is not the cost

Salaries and hourly rates leave out hiring time, management overhead and rework. We compared all three for a typical 12-week product build.

The numbers

An in-house team came to about $212k including recruiting and ramp-up. Freelancers came to $118k with significant coordination time. A senior agency squad came to $96k with dated milestones.

When in-house wins

If the product is your core business and you'll run it for years, build the team. We often help clients hire their own engineers and hand the codebase over.

MR
Marcus Reed

Co-founder of Orva. Twelve years shipping Next.js and Postgres products for finance and healthcare teams.

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